"Highly recommend"
Efficient Frontier Advisors and bestselling author of The Four Pillars of Wealth
"A refreshingly honest guide"
Bestselling author of Thinking in Bets
Are you working more, trying to spend less, yet still not seeing results? If so, the issue isn’t your effort—it’s your approach.
This is where The Wealth Ladder comes in. It’s not a get rich quick scheme or a one-size-fits-all solution, but a new philosophy for thinking about money altogether.
The Wealth Ladder breaks wealth into six distinct levels, each demanding its own strategy. What works at Level 1 won’t cut it at Level 6—and vice versa. You’ll learn exactly how to handle your spending, income, investments, and more, with tailored advice for every stage. The result?
Smarter choices, less stress, and a clear path upward.
Because building wealth isn't just about hard work—it's about applying the right strategy at the right time to focus on what matters most. Thankfully, you won't need to guess on where to focus next because The Wealth Ladder already has the answer.
"Different stages in life require different ways of thinking about money. I learned that by trial and error. All you need to do is read Nick Maggiulli’s excellent book."
The Wealth Ladder beautifully reframes how we think about money by meeting people where they are. Whether you’re struggling with the basics or managing millions, Nick Maggiulli has created an inclusive guide that you can rely on throughout your life. As someone dedicated to financial wholeness, I also appreciate how this book addresses both the opportunities and the limitations surrounding wealth. If you want to reach your financial goals while having a healthy relationship with money, The Wealth Ladder is the book for you.
"Nick Maggiulli has done it again. In The Wealth Ladder, he combines deep data analysis with clear, actionable insights to help you grow your wealth—and understand which level of wealth is most likely to make you happy."
"Nick Maggiulli masterfully distills complex financial principles into a practical, step-by-step guide. The Wealth Ladder is a must read for anyone looking to break free from financial limitations and build a future of abundance. It’s not just about making money—it’s about moving with intention at every level."
"The Wealth Ladder is the most comprehensive and accessible guide to wealth creation I’ve ever read. Nick Maggiulli has a gift for blending the rational world of data with the connective power of storytelling, and does so seamlessly with this incredible book."
"Forget one-size-fits-all personal finance guidance. The Wealth Ladder provides a wonderful framework for setting financial priorities and crafting a financial plan that will fit each of its readers like a glove."
"Few financial story tellers can match Nick Maggiulli’s eye for narrative; in The Wealth Ladder, he applies that skill to not only lay out the route to ever higher levels of personal wealth but also to describe their occasionally fearsome human costs. Highly recommend."
"The Wealth Ladder brilliantly argues that success with money isn’t about one perfect choice, but a series of well-calibrated decisions over time. Nick Maggiulli has created a unique framework that empowers readers to evaluate their options without ignoring the costs often associated with them. It’s a refreshingly honest guide that will improve not just how you manage your money but how you make decisions about what truly matters."
Nick Maggiulli is the Chief Operating Officer at Ritholtz Wealth Management. He is also the author of the international bestseller Just Keep Buying: Proven Ways to Save Money and Build Your Wealth. He writes weekly at OfDollarsAndData.com, a blog focused on the intersection of data and personal finance.
His work has been featured in The Wall Street Journal, Forbes, and CNBC. Mr. Maggiulli graduated from Stanford University with a degree in Economics and currently resides in the New York City area.
